A Health Savings Account (HSA) with First State Bank is a great way for you or your employer to save funds to pay for your health care expenses on a tax deferred basis. Your high deductible health plan, coupled with the benefits of the First State Bank Health Savings Account, becomes the ideal tool to help you save for future medical expenses.

HSA's cover most health-care costs including doctors, dentists, prescriptions, lab work, eye care, physical therapy, plus most long-term services.

Your First State Bank Health Savings Account is completely portable. No matter where you move or where you're employed, it goes with you. You have complete control over how and when you spend your Health Savings Account dollars. Pay qualifying expenses by check or by check card; you decide what works best for you.

Our Health Savings Accounts also offer:

  • No annual administration fee
  • First 40 checks free
  • No fee Visa® Check Card
  • Account access and Bill Pay through Online Banking
  • Low opening deposit - only $25
  • Contribute through direct deposit or automatic payroll deduction
  • FDIC Insured
  • Monthly service fee of $2.47 can be waived with electronic statements or if the balance exceeds $5000

Please Contact us or call a Customer Service Representative at 574-825-2166 or toll-free at 800-511-1802.

To learn more about HSA's, please click here.

For additional resources on Health Savings Accounts, please click here.

The accountholder that establishes the HSA is solely responsible for ensuring that they satisfy the HSA eligibility requirements. We recommend that HSA applicants contact qualified tax or legal counsel before establishing or contributing to a Health Savings Account. Full disclosures will be provided to accountholder upon account opening.