Shopping made easy! Bank cards allow you to purchase items internationally, online and quicker than ever! By not having to fill out a check or fumble for the correct change, you save time and wallet space. Take advantage of the purchasing power of plastic!

ATM & Visa® Check Card

The convenience of plastic... the benefits of cash! Use your First State Bank ATM card to withdraw cash at any Cirrus or Pulse machine worldwide. Our Visa® Check Card works just like your checkbook, only it's faster, easier and more convenient than writing a check and is more widely accepted. The best part is that the funds are automatically deducted from your checking account!

With your First State Bank Visa® Check Card you will be able to:

  • Access your First State Bank Checking Account, 24 hours a day, seven days a week
  • Access your First State Bank Savings Account, 24 hours a day, seven days a week
  • Get instant cash at any ATM location in the U.S. or around the world displaying the CIRRUS or PULSE logos
  • Make deposits at any First State Bank ATM
  • Make purchases wherever Visa® is accepted
  • Save on the cost of ordering checks

To make purchases using your card wherever Visa® is accepted, simply swipe your card, enter your Personal Identification Number (PIN) and the amount of the purchase will be deducted from your checking account. Plus, you can ask for cash back at many participating retailers without incurring fees.

Wherever Visa® Card is welcome, you can also sign for your purchase just like a credit card transaction and the amount is deducted from your checking account.

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To report your card lost or stolen contact us at 574-825-2166 or 1-800-511-1802   24 hours a day

Debit Card

Credit Card

Looking for a credit card without the hassle? First State Bank offers a Visa© card with a market based rate. You can have 24 hour access to your accounts online to track your purchases or make a payment. You can also have payments automatically deducted from your checking or savings account. You may also request a PIN to use your card at an ATM for cash.

Benefits include:

  • cRewards Rewards
  • No Annual Fee
  • Travel Accident Insurance
  • Travel & Emergency Assistance
  • Auto Rental Insurance
  • 24x7 VIP Customer Service

To view your statement or make a payment click here

To report your card lost or stolen contact 1-800-883-0131   24 hours a day

Credit Card


With cRewards, you'll earn Bonus Points for every net retail purchase you make with your card. Once you've accumulated enough Bonus Points, you can redeem them for brand-name merchandise and exciting travel rewards.

Use your cRewards for all of your purchases and you'll be surprised how quickly your Bonus Points will add up. Welcome to the cRewards program!

Click here for frequently asked questions about the cRewards rewards program.

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Prepaid Mastercard® Gift Card

In search of a unique gift that doesn't require gift wrap? Our Prepaid Mastercard® gift card can be used at over 18 million Mastercard® locations. Simply visit any customer service representative and decide on the dollar amount to be loaded onto the card. The funds will be deducted from your account. You've just purchased a distinctive gift for the person who has everything.
  • The Mastercard Gift card is an ideal choice for birthdays, holidays, weddings, and all your gift-giving occasions.
  • The recipient can use the Mastercard Gift card to buy what they want, when they want.
  • The Mastercard Gift card is safer than cash
  • The Mastercard Gift card provides the protection and security features you've come to expect from Visa.
  • The Mastercard Gift card works at millions of places that accept Mastercard debit cards - including retail stores and online merchants - and for mail and phone orders.

Please Contact us to learn more.